True and mainly they want to sell you an inferior solution than lightning.
Enterprise grade ops on lightning are still a challenge, but that's because you're trying to fit new technology into existing frameworks.
Discussion
Nah, losing your money on a mismanaged node is a far higher risk than using a custodial wallet, depending on how sophisticated the user is.
It's been a while since I've set up my node, though. Maybe the newer software is a lot easier/safer.