I miss the golden days of Fold. :(
Discussion
“Free money” is a fiat business model, it was never going to last
I really don't understand how bitcoiners fail to see this
That’s what I use to get paying my mortgage. 🤷🏻♂️ 
Totally, but it doesn't make it any less fiat. What is Fold's business model? Marketing or data collection? You're selling them your data and/or attention in exchange for cash back. That can be ok, I would just expect that for a group of people so interested in reclaiming those things there would be more pushback.
I would assume Folds business model is getting % of purchases.
Their instant deposit fees (for those inpatient)
The spin + annual fee of $100.
They are also HQ’d in El Salvador now.
No idea on the data collection but whether I use chase or anything else it’s pretty much the same to me. All fiat.
I’m exiting fiat as fast as I can. 🤣
They also make % on gift card sales I’m sure.
They actually had the best in app Bitcoin purchase spread before they switched custodians. Time will tell if that’s the same.
Regardless, I get what you mean. I just accept the trade off for now.
The bill pay is what keeps me there. There is no other way to receive sats back paying a mortgage.