you should see some of these contracts man they try their best to keep people's money.

sometimes you have to quit a job in order to get it out but then you also are paying tax penalties lol

seems worth it to me personally but that's how it is for many.

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That's ultimately what I did. Quit, rolled the 401K into a traditional Roth and then bought BTC through unchained without the tax penalty, but I do realize not everyone has that flexibility.