Savings are naturally, not artificially rewarded, through simple sound money. And you absolutely want that as the normal way of things through natural price deflation or there is no growth. Creation must always have a greater incentive to be life aligned.

It's like asking if thriving or death should be incentivized, and then saying "we shouldn't reward either, we should stay stagnant and simply survive."

The problem is stagnancy is the same as death. Life is a game of compounding growth.