💯 true. American society but SoCal in particular will do anything to pass the blame to someone else. We are taught to get everything you can at someone else’s expense, and pass the responsibility to anyone in arms reach. This is 90% of the people I interact with.
Discussion
I learned early on to be mindful of who I invite to my home, offer a ride in my car. Some people who might consider you a friend could (and sometimes does) sue you bc they know you're insured.
Imagine your giving a "friend" a ride home. You get into an accident. No one is hurt.
But you have (great) insurance. So your "friend" sues you bc maybe they suspect you have a large policy and so he will likely get a settlement. At your expense even if you are insured.
This actually happened to a family member.
👀 That is wild.
I take it insurance fraud is also quite common.