Sounds tempting ๐ Unfortunately this wonโt work (at least in the EU). The bank will only give you a loan when it sees the signed contract for the house purchase and all necessary insurances. Itโs part of the loan deal.
If I could buy a house first, without the bank, why would I bother at all? Also in that case, I would just go all-in for bitcoins and buy a house after the nearest halving.
Maybe his wife doesn't want to wait for a halving? ๐
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The halving is a holy event. Not waiting for it is blasphemy.
Forgive her she knows not what she is doing