Our salvation was given by Jesus our lord and savior. Nothing more. Nothing less.
Yep! And He was incarnated in Mary's womb by her Fiat.
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Her fiat?
Her "yes" to the message of the angle.
In Luke, when she says, "Be it done unto me according to thy word," the Latin word for "be it done" is "fiat."
So we speak of her unreserved assent to and cooperation with God's plan for salvation as her Fiat.
Fiat