Some sort of scam going on.
We have two water heaters in our house. Both work perfectly fine. However, the insurance says we need to replace both of them because they are 10 years old.
So ridiculous.
#wastedtime #wastedmoney 
Discussion
we were told our roof was too old. I'm almost in a position to self insure and then wait for the government tell me I can't do that either.
My church lost our insurance coverage because the roof was old. So, I got a new one put on and they wouldn’t renew us.
I don’t think you can be required if it’s paid for. Usually required because of financing. I could be wrong but I don’t think it is.