Interesting it's legal in NZ to not have insurance as it's a public liability issue and pretty much required everywhere else.. afaik. Good to know and glad everyone is unhurt.
Discussion
There was a bill to make 3rd party liability insurance compulsary. I put in a submission against, but only because (as I recommended) alternate forms of demonstrating capability to pay should be made available like being bonded. I made the argument that Muslims consider insurance a form of gambling and therefore a sin, so these alternate forms should be made available to them. I made the financial argument that companies with large fleets of vehicles save a lot of money overseas by being bonded instead of insured and this would help our economy.
The bill did not pass, there were no modifications toward my recommendation. Today there still is no requirement.
I just found the submission I was referring to and put it online: https://mikedilger.com/3pi.txt
Do politicians read things citizens write in New Zealand? And take those into account?
I think they do.
I put in a hate speech submission. There were so many hate speech submissions (submissions against) that the cabinet minister who was assigned that task retired from politics entirely (well, I don't know the cause and effect, but the government silently decided not to go ahead, and he quit politics for unknown reasons).