Figured it out. Bisq seems cool but it's essentially a facilitator of decentralized P2P private transactions. And going to/fro fiat will KYC yourself.

So looking at any methods to mitigate. Some people suggested using Strike. So looking into this now... lol.

Bircoin rabbit hole never ends.

nostr:nevent1qqsv2fg6fcp9ctv9dxyezhkaq9spaxnjg9pzkae2wzdg0zge49kpv3spz4mhxue69uhhyetvv9ujuerpd46hxtnfduhsygru27fj3nus9zj9fr23z7h6f7zy3763pj5sy06hddaujr79hekw0cpsgqqqqqqstks4at

You're trusting the moderators to resolve disputes correctly so you don't lose money. They are anonymous.

With that said, I use it all the time and was never scammed by other users. The threat of trying to scam and getting caught and losing the security deposit is big enough that no one tries to scam.