I was a dumbass and did that for the longest time, somehow thinking a big tax refund was the way to go. One year my wife and I were owed almost $5k but the IRS needed to “review it”. Took over two years to get the money. They gave us like $300 interest for the delay….which we got taxed on

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Hence me saying “slightly”

I’m not advocating for zero withholdings

Maybe I worded that wrong, I’m completely agreeing with you. We did zero withholdings, like idiots, and got absolutely fucked

Oh dang lol yeah but tbh though it’s good to experiment with tests like that even just for learning opportunities