Honestly don’t even want to think about it. It would take an extraordinary amount of micro management and strategy adjusting and it would suck. Basically would be a full time job outside of whatever job I had,
Discussion
This is why we had financial advisors and retirement accounts. We knew the advisors and fund managers basically did nothing but churn your portfolio to earn themselves a living on fees and to keep your savings just below inflation, but we still relied on them to be the ones that "managed" it for us. Their scam is ending, our standards are rising, and only the best will remain.