In recent years the importance of tools has really also affected my willingness to lend them. I have one friend who is ex military who is the only person I can safely lend something to without having to beg for it back weeks later or be disappointed by damage or poor condition of return when it comes back. Yes I will give away a tool. Or buy it for someone if I am flush with cash. But lending? No more. I have never lent a single piece of gear, whether camping or tool related or otherwise that didn’t ultimately test the relationship and call into question the individual’s respect for our relationship, except for with this one, solid dude.