Have you checked out the Auto Swaps yet? 👀 Swap out to cold storage as soon as your balance exceeds a certain threshold (liquidity automation + limiting hot funds at the same time) 🔥

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I haven't since I mostly use it to zap others or make purchases when in a bitcoin circular economy zone, but it sounds really excellent for someone who is selling products! I doubt I'll ever receive net inflows of zaps to justify a UTXO.

Fair enough, it depends on the use case. For merchants or people who mostly receive this could be a game changer though.