Learning a lot in this thread. You sound like you know this stuff inside out, does cashu help with this UX problem in any meaningful way?
Discussion
For small amounts, yes, but it requires more trust.
Trustless banking is going to be a privilege of the rich, I think.
There are promising L2s. Don't lose faith. Ark for instance. Also, Liquid is good for fast cheap transactions with barely any trust.
It does but as nostr:npub1l5sga6xg72phsz5422ykujprejwud075ggrr3z2hwyrfgr7eylqstegx9z said, requires a LOT of trust. Unless you run your own mint of course. Which requires running lightning and now we're back at square one...