Would you say that holding #bitcoin, spending Monero is a good strategy? Full disclosure: I’m HODLing #bitcoin period, not spending.
Discussion
Yes, for the Monero timid, it virtually eliminates any risk of holding Monero long term while gaining all the benefits (true privacy, faster, cheaper tx fees vs coinjoining).
Just treat it like cash in your wallet.
FYI just to be clear I also hodl some bitcoin.
You can treat it like:
Bitcoin = major savings in a bank vault
Monero = trivial spending cash in your wallet
You can buy KYC-free directly with fiat from "Local Monero" or "Bisq" or swap a little when needed using trocador.app (exchange aggregator) or unstoppable.net (atomic swap)