people like this dropping dead at 65 hit hard sometimes. most of us assume we'll live to 80-100 but not much is guaranteed after about 55-60.

maybe we need to do what we want to do today. is that high time preference?

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He had been a heavy smoker, that is often a way to short cut your life expectancy.

Hence..

live life like you know for certain this will happen to you. If it does, at least you didn’t procrastinate what you wanted to do until after retirement. If it doesn’t.. well you got a couple bonus years to do more shit you love. You win either way.