It really is the smartest play.
My sister is old school though. And thinks it will be disloyal. Not a winnable argument for me.
Yeah, she could at least stop funding the company 401k and put that money into an IRA where she can buy the ETF or MSTR.
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A Roth IRA. Yes. 👍
Yup
Fun fact you can start a Roth ira for your kids under the right circumstances and match their earnings within certain limits.