Common patterns I see:

doesn't understand money + doesn't understand tech = 60/40 portfolio, has financial advisor, is scared of #Bitcoin

doesn't understand money + understands tech = leans crypto, thinks #Bitcoin is outdated, may or may not worship vitalik

understands money + doesn't understand tech = leans gold, angry at #bitcoin, $1,800 forever Peter

understands money + understands tech = understands that there is no second best