If you actually needed privacy of transactions in your life you'd just use cash.
If you operated digitally - you'd just use Bitcoins bought in a way that doesn't identify you.
Monero or not you need to be worried about your IP address & you're better off with liquidity and hiding in plain sight with Bitcoins.
There's no benefit to be had you're fooling yourself.
How do you operate privately on a transparent ledger?
You're offering anonymity as a solution to privacy when they are too completely different concepts. One is hiding identity, the other hiding contents/actions of the transaction.
Ideally you would have both for maximum censorship resistance and fungibility
Everything you said here is wrong.
Stop parroting others just because it sounds good.
