Aw, did you send your lover jewelry and then pissed her off?

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No. This is a question about socialism.

I did wonder if that was the closest answer

Is there a term other than socialism for this specific thing? I want to call it moral hazard.

Thatโ€™s interesting in that it could be construed as either a good or bad thing depending on who is reading it. I canโ€™t think of another term off the top of my head

Fiduciary duty. I think that might be it.