what trips me out about bears is that they dont drink water during hibernation. not eating makes sense, but no water for months is amazing. nostr:note1mq8pzzs2vqar745mxcdf04tluwxlxyrt7tvdj7pdqtsvxu357ncs6yskp3

too late i deleted the app but just installed it again, and all my custom feeds are gone 😭

A lot of information that is not beneficial to the current mainstream narrative and political agenda gets scrubbed from the Internet all the time. In other words, news articles, blog posts and whole web sites get memoryholed.

Internet Archive and its Wayback Machine have preserved the deleted information, “the Internet never forgets” comes from that for a big part.

If they are shut down, the censors (the global cabal that controls the media and politics) will have a field day and most people would have absolutely no means of proving that a piece of information had existed. This is a path towards total information control.

i dont think the whole story of why the establishment is going so hard after the internet archive is being told.

dunno just wont open anymore, so i deleted it, im on an intel mac

kinda wanna quit nostr wen gossip stopped working on my laptop and nostur looks like this :

Eugenics has the same problem that censorship has. Just like with speech where we can't answer the question "who gets to decide what is and isn't true?" neither can we answer the question "who gets to decide what is and isn't bred into the next generation?" (well, we can decide for our family, but not for others) None of us is wise enough to answer that, even if we understand the general principle that suspending natural selection must be weakening us.

I predict within 200 years A.I. will perform eugenics on us.

I tried to make separate accounts to separate topics long ago, but it was too much of a hassle. I reserve the right to talk about anything.

Maybe I can use hashtags, and you can mute certain hashtags? Which hashtag should I use? hash-nostr for nostr content and hash-politics for political content? I could do that. Or just let me know if you think it should be different.

Btw, most of the time I'm tired of politics too. Unless a nuke went off. I just don't need to hear about the latest censorship or retaliation or lawfare episode.

I think the biggest untapped market on earth is replacing toxic plastics with something non-toxic.

Playing with Claude 3.5 today. Already liking it better than chat gpt

How stupid is it for a government to sell bitcoin in return for a money it can already print at will? FFS 🤦

In a deflationary environment, the real value of money increases over time, which means that even a low nominal interest rate can provide a positive real return. Here’s an explanation of how and why banks might offer loans with decreasing interest rates in a deflationary environment:

### Deflationary Environment Dynamics

1. **Increasing Real Value of Payments:**

- As deflation occurs, the value of money increases over time. Thus, even if the nominal interest rate is low or decreasing, the real value of the payments that the bank receives will increase. For example, a $1 payment today is worth more in real terms than the same $1 payment in the future due to deflation.

2. **Decreasing Risk Over Time:**

- As the principal of a loan is repaid, the remaining balance decreases, reducing the bank’s exposure and risk. If the collateral value remains stable or increases in real terms due to deflation, the loan-to-value ratio improves, further decreasing risk.

### Example Structure: Decreasing Interest Rate Loan

#### Loan Details:

- **Initial Principal:** $300,000

- **Term:** 30 years

- **Initial Interest Rate:** 4%, decreasing by 0.1% annually

- **Deflation Rate:** 2% annually

#### Benefits for Borrowers:

1. **Lower Initial Payments:** Starting with a higher interest rate means initial payments are higher, but they decrease over time, making long-term financial planning easier as the real value of income increases.

2. **Predictable Decrease:** The scheduled decrease in interest rates aligns with the deflationary trend, ensuring borrowers benefit from reduced interest costs over the life of the loan.

#### Benefits for Banks:

1. **Positive Real Returns:** Even with a decreasing nominal interest rate, the bank benefits from the increasing real value of repayments due to deflation. The actual purchasing power of the repayments increases over time.

2. **Reduced Risk:** As the loan balance decreases and the value of collateral potentially increases in real terms, the bank’s risk decreases, justifying the lower interest rates in later years.

### Numerical Example:

**Year 1:**

- **Principal:** $300,000

- **Interest Rate:** 4%

- **Annual Payment:** Approximately $17,400

**Year 15:**

- **Principal:** $165,000 (after repayments)

- **Interest Rate:** 2.5%

- **Annual Payment:** Approximately $9,500

**Year 30:**

- **Principal:** $0 (fully repaid)

- **Interest Rate:** 1%

- **Annual Payment:** Approximately $3,200

### Practical Considerations:

1. **Loan Structuring:**

- Banks would need to carefully structure these loans to ensure the interest rate decreases are predictable and align with deflation expectations. This might involve clauses that allow adjustments based on actual deflation rates.

2. **Regulatory Environment:**

- Financial regulations might need to accommodate such loan structures, ensuring transparency and protecting both borrowers and lenders.

3. **Risk Management:**

- Proper risk assessment and collateral valuation are crucial to ensure the decreasing interest rates are justified by the decreasing risk over time.

### Conclusion:

In a deflationary world, loans with decreasing interest rates could indeed make sense. The decreasing risk as the loan principal is repaid, combined with the increasing real value of money due to deflation, supports the viability of such financial products. This approach balances the needs of borrowers and lenders, ensuring positive real returns for banks while providing affordable and predictable payment schedules for borrowers.

#bitcoin

Giving birth to a human child is :

- creating largest self learning neural network

- creating most versatile self learning robot

- creating most efficient immune system known thus far.

all this at less than energy consumed by a 100 watt light bulb - 2000 calories a day - give or take

Not familiar with him. What are his recommendations?

So if you develop healthier skin, get sick less, heal faster, gain muscle / strength, lose fat, have more energy and sleep better but there are no long-term studies to conclude you’ll potentially live longer, do you disregard the tangible benefits?

Very hard to see all of those positive short-term effects not indicating optimization and leading to better long-term outcomes.

Fuck a study. I trust results.