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Darin
f9aaed527ae7233b1be08f9dbe3075656b038de48294a33a8b93658a6804bb85
Giving nuggets of life hacks, pearls of wisdom, lessons learned and a few sats here and there.

Little-known fact:

When a store asks if you would like to "round up" your purchase to the nearest dollar, keep this in mind.

Merchants have already made the donation to the charity. When they ask if you would like to donate to the charity (of their choice), what they are doing is asking if you would like to reimburse the merchant a portion of the donation they already made so you feel good about yourself.

Hold onto your hard-earned money. The big corporations make big donations. They don't need you to reimburse them. Save your money for #bitcoin stacking.

Fold Update:

Update to Missing Rewards

As a valued Fold cardholder, we wanted to provide you with an update regarding missing rewards via PayPal bill pay.

As we mentioned last week, PayPal has started to run some bill payments outside of the Visa Network (PIN debit). This impacts our ability to provide rewards since the interchange we earn is significantly lower. Initially, this was happening to a small percentage of transactions. However, it has recently spiked to over half of the transactions and is only trending upward (For Paypal this makes sense, as they will pay less in fees on pin debit transactions).

We are still gathering information and talking to our partners, but it’s become clear we’ll have to make some changes. You can expect a bigger announcement next week that will add clarity and simplify our program.

Please read the blog for details on these changes and disbursement on missing rewards.

Growing micro greens is easy, low cost and nutritious.

But you need to elevate your grow media (coconut fiber) so it sits above the water.

I couldn’t find a media rack that I liked.

I’m f you need some, let me know. I print these in a good safe material.

#grownostr

#microgreens

#homestead

#garden

#Strike brought back direct deposit. Woo hoo!

Stack your #sats effortlessly.

Accumulate #bitcoin without arguing with your spouse about the budget.

Here’s my referral code if interested.

https://invite.strike.me/5095KS

#tsp

#grownostr

#wealth

I just wrote an article on LinkedIn.

Many people have decided to cut the cord and move to streaming services. Some do it in the face of inflation as subscription rates have soared and others do it because they are road warriors or just don't want a lot of #television at home.

Today, many are disappointed that the cost of streaming services are climbing.

There's an alternate solution. Broadcast TV service the old fashioned way - broadcast television. But it's anything but old technology. And here's a little known secret: in many ways, it's better quality than cable.

#highdefting

#highdeford

#atsc

#atsc3

#broadcasttv

#antenna

#tvantenna

#surroundsound

#highdefinitiontv

#highdef

#audiophile

https://www.linkedin.com/pulse/unlocking-potential-over-the-air-television-guide-telecom-darin-ward-tzd6c

How to destroy a society:

• Make art ugly and call it pretty

• Make porn free

• Make God a joke

• Make food poison

• Make Dads optional

• Make politicians rich

• Make wars a business

• Make money worthless

• Make corruption normal

• Make “science” religion

• Make buildings oppressive

• Make men and women compete

• Make children hate their ancestors

• Make people hate their own history

• Confuse kids with gender ideology

• Disparage the role of a dad and father in television

• Have government-run schools plan all teaching material

• Make people believe they’re born into the wrong body

• Make parents agree to butcher their children

• Make people wish to replace freedom with dictatorship

• Control media propoganda

• Call evil good and good evil

#bitcoin seems to be stirring. Perhaps waking from its slumber.

Replying to Darin

Fold update

#bitcoin

#foldcard

What happened?

Starting October 4th, a very small percentage of our Spin+ cardholders started to see issues with their Paypal Bill Pay payments and were not being rewarded with the standard 0.5% rewards they were used to.

We did some digging and found that Paypal began to run about 5% of payments made with the Fold Card as PIN Debit transactions after a new regulation went live in July 2023.

Combining our recent PIN Debit reward changes with the new regulation and Paypal changes, caused some payments to receive only Spins as a reward.

Read our Blog and FAQ for more details on our changes.

What does this mean for payments you've already made?

We were as surprised by this change as you were and we know it’s not fun missing out on rewards.

So we will retroactively award any missing rewards to all Spin+ users who have made one of these payments from October 4th up until today at 1:30pm EDT and did not get the 0.5%.

This will be applied to Paypal transactions with MCC code 6012.

You should see your transaction history updated by the end of the day today!

What does this mean for payments moving forward?

We have reached out to Visa and Paypal to work towards a solution. We’ll also continue to monitor transactions that come in to ensure it doesn’t become a bigger problem.

The good news is that, for our Spin+ subscribers, most of these Paypal transactions are still earning 0.5% rewards and that every $10 spent still earns you 1 Spin!

We appreciate your patience in this ever-changing payment rewards landscape and will continue to offer you the best debit card rewards program out there!

Keep Stacking, friends!

The Fold Team

All the more reason the entire financial industry should just use #lightning.

Fold update

#bitcoin

#foldcard

What happened?

Starting October 4th, a very small percentage of our Spin+ cardholders started to see issues with their Paypal Bill Pay payments and were not being rewarded with the standard 0.5% rewards they were used to.

We did some digging and found that Paypal began to run about 5% of payments made with the Fold Card as PIN Debit transactions after a new regulation went live in July 2023.

Combining our recent PIN Debit reward changes with the new regulation and Paypal changes, caused some payments to receive only Spins as a reward.

Read our Blog and FAQ for more details on our changes.

What does this mean for payments you've already made?

We were as surprised by this change as you were and we know it’s not fun missing out on rewards.

So we will retroactively award any missing rewards to all Spin+ users who have made one of these payments from October 4th up until today at 1:30pm EDT and did not get the 0.5%.

This will be applied to Paypal transactions with MCC code 6012.

You should see your transaction history updated by the end of the day today!

What does this mean for payments moving forward?

We have reached out to Visa and Paypal to work towards a solution. We’ll also continue to monitor transactions that come in to ensure it doesn’t become a bigger problem.

The good news is that, for our Spin+ subscribers, most of these Paypal transactions are still earning 0.5% rewards and that every $10 spent still earns you 1 Spin!

We appreciate your patience in this ever-changing payment rewards landscape and will continue to offer you the best debit card rewards program out there!

Keep Stacking, friends!

The Fold Team

#Strike has direct deposit again!

Why not allocate a portion of your paycheck to #Strike so you don’t miss it?

It goes right to #bitcoin. Then send it to your wallet.

Here’s my referral code if you’re interested.

https://invite.strike.me/5095KS

Money makes the world go round. And round. And round. And round. #Bitcoin makes it go forward.