So much Swan FUD. People be acting like they are Celsius and incentivizing people to leave their coins with them to earn yield. They sell you bitcoin for dollars, that’s it. If you don’t like who holds the bitcoin that will be sent to you once you give them dollars then that’s fine. Lots of options out there.

If you use the service incorrectly and not withdraw then you’re rugging yourself if something happens. If I buy groceries at the store and leave them in a corner and come back later and they are not there no one would blame the grocery store for not keeping an eye on your stuff after you bought them.