Buy them via disc/online service so you spent the money and then make or get a copy for personal use and put it on Plex. My collection is backed up in large binders of discs and multiple hard drives. Hard drive corruption is a complete pain... guess how I know. it's been nice to have the originals when I want to re-rip audio in FLAC. I would prefer to buy direct via V4V, but musicians don't try to sell their music anymore, they just stream it. 🤮 I've even emailed artists directly to buy albums and got no response... I really hope V4V becomes a mainstream thing.