Security is always going to be inversely proportional to convenience. The need for security is proportional to social trust. In low stakes, high trust environments, low friction solutions will flourish. In high stakes, low trust environments, self-custody will be the default.

I say this all the time. But I think one of the problems is a lot of bitcoiners are in a low trust, high stakes mindset at all times, and believe everyone else should be to. This leads to a bit of confusion to how things are going to play out, in aggregate.