"Fraud"

If mine was held for "Romance fraud" all I'd need to do would be to send them a picture of my face, the transaction would be processed immediately😬😂.

My rent can’t be delayed by four days.

Your fault Mike, Stop romanticizing old English women with your photos under the palm trees

This is to invest and earn from the money kept on hold, not to protect the account holders. So…

> Banks have lobbied for permission to take longer to agree to payments

Fuck off. Why are you lobbying to gain greater control of MY money?! Fuck right off.

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This is dangerous for them. It could lead to an increase in demand for cash and create a bank run.

This new regulation does not make any sense! omg

"banks"

“Fraud”

yup it sure is Mike. Welcome to the unintended consequences of misdirected and overbearing regulation. I find this situation particularly galling as I helped kick-start Faster Payments back in 2003-5. It's subsequent introduction reduced payment times from 3 days to sub 10 seconds for most payments and under 2 hours where there were AMLTF concerns.

Some say worse … hugs 🫂