Same for my sisters Fidelity sponsored 401K. Fucking criminals. They only allow those gay yearly managed funds. Pick a year, trust us.
FUCK YOU. 401Ks are a scam. Better to quit the job, transfer to a self managed IRA & then get rehired & opt out of doing the 401K going forward.
Basically what I did
It really is the smartest play.
My sister is old school though. And thinks it will be disloyal. Not a winnable argument for me.
I had those options only as well + some others, but there is a last option that is 'Brokerage' something that I had to select and jump through some hoops to do.
Feel free to dm for more details or any help needed
The company you work for has to allow it. Hers does not. I know the “brokerage” option & went down that road. Not an option.
