It's just the normal network routing fees on transactions under 100k sats, and an additional 10 sats for every 100k on spend transactions.

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Discussion

Likes like they are KYC only for US users unfortunately 😔

It's similar to Strike. You have to take Pic of your ID. But I've been using Speed for a while now and I never completed the KYC thing. It hasn't interfered with my use so I'm not sure what's point 🤷‍♂️ Maybe it only comes into play if you try selling your coins through their marketplace.