WhatsApp is growing like crazy in the US right now.

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Fucking immigrants!!!

15 years behind the rest of the world.

I remember arriving in the US in 2005 and seeing drive thru banks which would take cheques by pneumatic tubes - meanwhile the rest of the world was using chip&pin and hardware fobs for 2FA.

That is a thing known to banking that once set it's not evolving much. When you compare let's say US banking with German and Polish and African solutions then it really shows

In the US it is. The rest of the world continued developing banking, America kept their antiquated systems longer than anywhere else

Yeah apparently Germany is also a bit backward. It's hard to pay with the card in many places etc. The US was on the forefront and now pays the price of it

And in the US it's not the cool kind of sticking with the past, like in Japan. It's the uncool kind.