I've read cold soils can retard plant growth. Is that a temporary stunt or does it affect the entire trajectory of the growth potential of the plant through its lifecycle?

why not get started with with seedlings indoors?

Do what #[2]​ said and throw some seeds/plants outside too. Keep in mind, some plants will likely die, not everything likes to grow everywhere and nature is still very unpredictable. We started our new plants last week and my perennials came back in force, only for us to have 4 nights of frost temps (luckily I had a tiny cheap greenhouse to stuff everything in lol)

My experience has been as long as frost won’t get them, they will grow a little slow in the beginning, then when the temp is right they will shoot up.

With my ridiculously northern climate, I've learned to just wait. There is nothing more frustrating than an early June frost (yes, june) knocking everything back and having to start over. Any direct seeded crops that can handle some cold get planted a few weeks early, as the soil warms up. Transplants wait until June 15 unless I have protection in place.

Gardening bring me happiness

Usually I don't plant this early, but I do plan to start planting this weekend. We have similar temperatures coming as well.