They are always watching you, frens. Always.
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Discussion
I like how they admit that affirmative consent is not considered to be required for complying with the government.
There has to be some blanket statement after they make people sign their life away just before they give up the keys to a personal spy people gladly paid for.
"Well it's legal, so I guess it's alright."
That's 99.9% of the population.
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Sadly, that is one of the fruits of generations being taughht that morality is relative and there are no such things as universal principles.
If it is useful, it is good (utilitarianism).
If it is lawful, it is good.(legalism, positivism)
Yep yep yep. Losers.
Did anyone question why insurance companies stopped pushing the OBDII and phone monitors (app required location active)? I guess they realized they had enough data. I known people in insurance that use this data to make decisions. They buy it from a 3rd party aggregation company so the insurance company doesn't really know where the data is collected from. When a customer applies for a new coverage the report is requested automatically and it's a humans job to review their risk score and determine their eligibility and premium, sort of. I heard rumors the underwriting staff was mostly getting replaced with automation so it's probably not a human anymore. They do have legal obligations when reviewing that risk score depending on the state. Most historically liberal leaning states usually have "better" legislation for reviews and guidelines for denial etc. So the risk report isn't usually allowed to sway the decision too much.
That said, I'm sure insurance companies will go back to taxing customers that refuse the OBDII monitors like the used to.
I'm not too familiar with the OBDII but my god, what a dirty business. The business of insurance can get companies easily bankrupt so they'd have to find every single unethical means to stay afloat. It's a well oiled machine and highly lobbied.
Good info!
They were adding $15/mo/vehicle to my premium unless I got the OBDII tracker. At some point when premiums started to go up for inflation they got rid of it. I also protested that 2 of my vehicles are pre 1996 and don't have OBDII.
Sheesh. Who fights the good fight against this? Watchdog orgs? Or is this one of those situations where they wait for a massive disaster to legislate limitations. Like in California's disaster atm, there's rent and price hike controls.
I have no idea, this is the first time I've even been able to voice that concern XD.
I only ever dealt with SEMA with aftermarket things like emissions and testing, but even then their mostly California born lawyers and believe in most of the climate justice stuff they just want to see less corruption among the federal agencies, and clear compliance guidelines.
Second note on how retarded government is. Will it ever be possible, **and this is a rhetorical question** for any government body to force compliance/penalties that can actually solve the root of a problem not exactly the 1 symptom that is up for discussion?
"data that can be used to set insurance rates"
It's only the data that can be used to affect insurance rates that's is bad, all other data collection isn't our problem.
Another reason I plan to never own a car younger than bitcoin.
Good plan. That's still low-tech era.
