Collaborative multisig with a company is retarded. Odds are the xpub and PII will be leaked.

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now compare to straight custos

custosdial exchange that most people use

Another reason why ecash is a way better form of custodial

that's what coinjoin is for

I can't think of how coinjoin helps that scenario.

if your address is doxxed or might be doxxed in the future use coinjoin to conceal your activity

With a leaked xpub the whole wallet is doxxed so you have make the point to coinjoin into a *different wallet* So yeah, it's a way out of a mess but one that is better to avoid in the first place.

coinjoin on the way in

Help. I’m a retard (or I know a retard…asking for a friend). Fix me?

Tradeoffs

PII ?