I'm surprised these 0℅ APR guaranteed for 15+ months credit cards are still on the market. Still, dozens; every single bank or cc company.

How can it be cashflow positive for them? They have to end up with +5% each year to justify it. Arguably at least +6-7% accounting for the administration cost.

Given the average APR on the actual balance then is around 23%, they have to estimate that +40% of customers fail to repay the balances on these in the intro 15month period and will be able to keep paying the 23% for at least they year.

Sounds like a big gamble to me, and something doesn't add up.

What am I missing?

Why does IMF mandate the devaluations?

Just to make the local labor cheaper for exports and INTL investors?

Twitter, podcast apps.

Yup, very well summarized despite being rather deep than shallow.

I loved the metaphor with the map about the conflation of the financial statistics and indexes for the actual real world economy. And how all the Keynesians and FED are focusing on managing these indexes while not realizing they are undercutting the markets' productivity with every single decision.

That's what I'm concerned about too. Especially with all this "ETF coming" hype.

For the personalized feeds, you could curate both content & algo for each.

1) memes:

- all memes, excluding nsfw

- ranked by engagement volume

2) (protocol) news

- few credible sources

- ranked by recency

3) Instagram/photos from friends

- excluding nsfw

4) "global" (not seen yet)

- all my follows, excluding the cache of already seen notes

- ranked by engagement

Would be cool if you can curate multiple of these personalized feeds, and be allowed to just swipe between these feeds.

Makes sense. I liked them for being a predictably a solid spot to work from; other smaller coffee shops could be a hit or miss in that sense.

But as you, I've seen declining quality of service and spaces from Starbucks as well in the US. For sure would recommend to try other SMBs by now.

Why do you frequent it then? Why are the alternatives worse?

Honeybadger

I like the basic precaution idea of minimizing the possibility of getting my identity data easily triangulated across different services, and risking some costly exploits/hacks/persecution anytime in the future.

It's nice that people get to understand this more and more, and everyone using pseudonym helps to normalize it even further.

I have to admit, I thought it can't work, and it turned out surprisingly good for an MVP.

Still, valuable and pretty accessible 101 into UX.

The title is little paternalistic, clickbaity advice, but the lessons and visual explanations are pretty good and in describing the good and proven user behavior/interaction patterns.

Editor made a mistake here. They were supposed to say "fascist views".

Ridiculous. Why would they ever collect all these in the first place 🤦‍♂️

Of course, no one will bear any responsibility, and even if, the data can't be made private back.

nostr:nevent1qqs8r6y4xxzvsejys5529pjemap8zl2tzrvcv0833cf78xhwwsgyjjgpvemhxue69uhkv6tvw3jhytnwdaehgu3wwa5kuef0dec82c33ddkx5wfcv95xzctyw46k2emhvdjrwmrnvd4x2utpxp5ryd3cxpnrwdtj8qexwmnjxv6hqatp8pk8xvek0pckswt58yens0mzwfhkzerrv9ehg0t5wf6k2q3qva6zy0gmr8wp2328xw4h2kdvmcwjrl0nl6djv5kyv0rl4kcjcppqxpqqqqqqz5dvvaj

Nice work!

I understand, but I hope that they spent too much trust capital on covid and that the false flags and mass psychosis were easier before than eoupd be now.

Ironically, people got vaxxed against the psyops at least as much as against the covid.

Against who?

US was able to start their sidechain wars in last 20 years because they targeted midsize, mediocre - important emerging market countries. And US people didn't bother enough.

I don't see any possibility of kinetic war against BRICS block.

Economic war - sure, already underway. But bloodsheds with even more direct US involvement than UKR... Idk...

Moving seed sounds grossly insecure.

Government officers very rarely bear any costs(financial or other) for their decisions.