From what you describe that you hear, it's probably in the same family of skills as the way I hear. I think it's an ability you can develop if you're curious about the clairs.
A polarity is a simple hueristic, but it is a bit oversimplified. For example, I am a very generous person with my resources and do a lot of volunteering etc. That could be interpreted service to others, and it is. But also it makes me feel good to do, it serves me by creating healthy social networks, and I have a superstition that the more I give the more I receive. So I could also be interpreted as service to self, and it is. Most intentions are more complicated than black and white.
I have seen a lot of people get a lot of comfort from the philosophy that they chose their abuse when they were on the other side. But it's something I flatly reject. The idea of us as a separate individual is ego. Claiming we chose this is the ego's attempt to maintain a semblance of control within something they cannot control. My belief is that on the other side we are ultimately one, and the past life memories and other support for the karmic cycle are real but misunderstood. That's why so many can have memories of a past life of being Cleopatra or whatever other glamorous celebrity. I think we all can access memories of anyone, because ultimately we are all one.
The suicide question is also different in my interpretation. I think that while we have free will, it's constrained within a system of fate. Time as we understand it isn't the full picture, I think reality is like an object and our perception of time is us as an ant crawling along the outside of that object. The ant experiences each moment of time as they walk the perimeter, but the object exists as a whole independent of the ant's experience of the object being slowly revealed to it. I think on some level past, present, and future are simultaneously existing and there is no time. This explains why people can remote view any when as well as any where.
So within a fated experience, an individual might learn life can be unbearable. If there was an understanding choice about life beforehand, then they would have also been aware of the whole possibilities including death. I think if the suicide was not within the fated life contract, then it wouldn't be successful. If it was, then it was meant to be.
I think these things can be really interesting to think about, but runs the risk of becoming a distraction. It seems to me if we focus better on each moment and choosing love and light, then we'll be doing our part to lower the entropy of the overall system. And we would avoid slippery slopes within our logic about the consequences of our actions within our current lives that I've seen lead to an acceptance of evil and victim blaming.