so i've gotten this one thrown at me by certain people when I'm trying to explain bitcoin. they don't actually focus any time on investing because they are busy being productive, helpful, sharing people.

Apart from judging their shallow depth of thinking, how is a good way to respond?

I even met a university coach who complained that the university was not adequately funding the rowing program. In his words:

"the university is the richest in the world and has a bunch of gold in a vault, but i need working boats and oars to train kids."

Is this what "love of money" is? when certain people (perhaps me) with sticky fingers just see it as a game to collect and not deploy in anything useful?