Ok. That makes sense.

Soo I mean you’re private spending account would have to be non kyc xmr right ?

Unfortunately, I don't use reddit.

But I did save it, it's a nice comparison between the three.

Supply schedule is determined by Tail Emissions, Breaking Monero series covers monero's potential weaknesses, Monero forks https://monero-book.cuprate.org/consensus_rules/hardforks.html, devs are listed on my website, I recommend Cake Wallet, and Stack Wallet, cold storage solutions are similar to BTC (Hardware Wallets, Paper Wallets, etc.), they're like less than $0.05 in my experience, https://sethforprivacy.com/ might know since he's engaged in both Bitcoin, and Monero circles.

Supply schedule you can find on your own, basically it is decentralized and cannot be censored. Historically the US-government has provided a reward for experts to break the anonimity but hasn't been accomplished so far.

Backdoors/issues have so far not been detected, albeit security vulnerabilities and weaker implementations are patched. The software is 100% open source and under audit by other people. Developers tend to keep their identity anonymous (for obvious reasons), some exceptions have been Fluffypony which in the meanwhile was arrested under non-crypto-related charges.

Buy with KYC is difficult since 2024 because the west governments not only forced Monero out of the top exchanges such as binance, they also closed websites like https://localmonero.co where sellers and people could meet in person to buy monero or use other methods like mail.

At the moment there is a reorganization to find new ways. In my country this has been through our local networks, the sellers advertise on the local groups and since they are well-known to the members, there is enough trust to trade XMR for other things, usually with a third-party as mediator to hold the assets.

Fully remote exists with reto: https://retoswap.com/ where you can use normal bank transfers and paypal to other users while staying anonymous for small values. For bigger values it is common to KYC buy a coin with reduced volatibility such as LTC and then send to a non-western exchange for trading with monero.

Mining is still possible on Monero using a normal laptop, it's mining is resistant to ASIC and GPU techniques and therefore any normal person can mine. The most common software for that nowadays is Gupax: https://gupax.io/

Another big difference on mining is being also decentralized. Albeit mining pools exist, Monero promotes P2P mining. Which has the advantage of zero commissions as normally charged by mining pool owners and you get XMR payments on daily basis.

Cold wallets are really simple compared to bitcoin. The principle of functioning is the same but the fees with each payment are really low (typically 1 cent or 2 cents per transaction) and relatively faster. So it is common to use cold wallets with frequency. Even thought each payment is concluded in a few minutes, it is courtesy to wait some 15 to 30 minutes before confirming the transaction as closed.

Most common wallets are the default software from Monero for the desktop and on cellphones it is common to see CakeWallet being used.

Cold wallet is basically a combination of the secrets words, therefore exists the usual care to write them down in several copies of paper so you can restore the account at any time.

Privacy compared to lightning was better details by experts around here than me. If you use the search function you will find good conversations. In a nutshell, the owner of the channel has full visibility on the IP address and from there becomes easier to find your identity and to which bitcoin wallets you later convert the satoshis. But on that topic my knowledge is limited so please DYOR.

-Supply schedule is 0.6 XMR/2minutes forever (percentage vs total supply is always falling closer to zero)

-Decentralized in terms of nodes and miners: https://monero.fail/map

-It's even less censorable than Bitcoin in the fact that miners can't even theoretically choose a specific user/transaction to target because of it's privacy

-No backdoors that anyone knows of, code is FOSS

-Hardforks like once a year or so, community consensus. If users didn't want it they obviously wouldn't be using it or would fork off (how the current community left previous coin to create Monero in first place)

-Devs: https://github.com/monero-project/monero-site/graphs/contributors

-How to buy with no KYC: https://paste.sethforprivacy.com/?901780c2c0e9c2f8#6Z6j5NBpoRULJgMjH9qLkScJfuvq8KC4p6vehm1Ku531

-How to hold in hot/cold wallets: https://paste.sethforprivacy.com/?e2cf247f34e8976c#42ugdBftqSb7VAP9FNBkPfKXW3Jhahf5NsCFqon8Hz6Z

-TX fees are usually less than a penny

-Depends in what way you are using lightning. The way most users use lightning (with custodians/LSPs) Monero has much better privacy. If you are using lightning in the most privacy protecting ways (running your own LN node, using blinded paths, BOLT12, etc) then they are roughly comparable. But the comparison is kind of apples/oranges because you're comparing on-chain vs L2 privacy. Monero will offer L2s not far down the road after FCMP upgrade that would be better to compare. Encrypted blockchain + L2 will always offer better privacy holistically.

-Monero privacy is definitely better than Liquid. Liquid doesn't hide sender/reciever or IP (hidden with Dandelion on Monero if you run your own node). Liquids transaction graph is fully visible even though it hides amounts. Liquid anonymity set is also abysmally tiny since no one uses it.

A few facts about Monero:

-Monero amounts and addresses are not visible on it's blockchain. It's weak spot is sender privacy (ring signatures). That will be resolved with FCMP upgrade changing the current ring size of 16 to 100million+

-Moneros amount and receiver privacy is zero-knowledge (not to be confused with ZK-snarks) amounts are completely hidden to observers and potential receivers could be any Monero user. Monero sender privacy is ZK within it's ring only.

-Monero uses Pedersen Commitments to hide amounts which are "perfectly hiding" meaning even a quantum computer cannot break it

-Quantum computers CAN break receiver/sender privacy if it knows your public address (not the one-time stealth addresses seen on chain, but the ones that start with 4 or 8). If you don't share your address publically, and only use quantum resistant channels like SimpleX/Signal, in-person, or mail, etc - Monero is quantum resistant right now (as far as privacy goes - not quantum resistant to forging fake coins)