Paying for things in Bitcoin has obvious benefits. But spending is spending and Bitcoin is just slightly more convenient and you can hodl it yourself. The real benefit is for merchants. I find myself wanting refunds in Bitcoin quite often because as a receiver the benefits WILDLY exceed fiat. I cannot understand why on earth there are not more merchants accepting Bitcoin. Final settlement, no third party to deal with, no charge back, no fee to a middleman, just a small tx fee, it costs nothing to start accepting it and you can opt in whenever you want.

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Great point. Surly they will come

Their expenses are settled in fiat and there is a massive fee to convert.

Merchants should just hodl right now anyways. It's not like there is a huge payer base right now. Even large merchants can easily develop a strategy to replace a calculated portion of their corporate treasury with Bitcoin they've received.

I know but they probably don’t think that way

To their detriment.

Maybe jist ask a bitcoin merchant...

It's to a businesses detriment to not hodl Bitcoin. That's just my opinion. I'm sure we all agree 😂

I agree! Wholeheartedly.

My C-corp is developing a supplement store and will accept bitcoin. It has hodl'ed since 2021 but accepting bitcoin and having to convert to cover costs, it will take a hit, 21% flat tax everytime. It is a bit of the wild west and daunting to set up a system that is even a little profitable.

I am gonna do it though! Or at least try 🤠

Let's say 5% margin, the other 95% has to be converted to fiat to cover costs, although it could be reduced a lot by paying their employees in bitcoin

This is why all the bitcoin merchants are on team “medium of exchange or it’s a failure” and I’m on team “pay my salary in bitcoin”. But until then, it’s pretty easy to convert it through a service like nostr:nprofile1qqsvn0dkjt80raqrxd470c98n7zrdehmcvj6p5hgw3kyku6zyd8z0fqpz4mhxue69uhk2er9dchxummnw3ezumrpdejqzrthwden5te0dehhxtnvdakquw0j5p

Converting would be the KYC way. Better to send dollars to your own lightning node using Strike

Accepting Bitcoin and pushing for settlement in sats has been the single best decision I’ve made since getting into bitcoin 2 years ago.

nostr:npub1pdm6f4kvr7sezj2yljz7xp2u0yxhnzxe3htzv64s3n0p9jc3lkmsjmmjzk ☝️🤌

I agree with you,

Though there is a point where processing a refund using BTC isn't very convenient compared to the current paradigm.

It's extremely easy if you have Bitcoin isn't it? You don't even need permission.

It should be effortless on lightning

There will be more smart merchants

💯💯 MOE era kicks off when high quality producers refuse fiat

I'd say when merchants hold more Bitcoin than fiat.

I think it's just ignorance of how to use bitcoin. Just the idea of setting up a wallet on your phone.. We should see a guide:Step one... Open a little account at your favorite bank.. 2: Put a few bucks in the new account.. 3: Find a wallet that works on your phone..4: I started with using Strike, and still like it.. So go through the process with Strike. 5:You'll come to a point where you will link that little Bank account to your Strike account. 6: Send a few bucks from that little bank account to your Strike account.. 7: Now, you can use those few bucks in your Strike account to buy and hold some Bitcoin in your Strike account too.. Everything has a documented history. Along the way, start looking into Bitcoin Lightning. Maybe you'll even take a look at Nostr too.. Well, that's what I could come up with.. Did I miss anything?

nostr:nevent1qvzqqqqqqypzq9h35qgq6n8ll0xyyv8gurjzjrx9sjwp4hry6ejnlks8cqcmzp6tqqsz73mgp4m4fgetp85ux4g5886n40jrf80uqt0tn5pa7djm7xq45lca6nvh2

the transactions on large bitcoin amounts for fiat produced goods is the current economic 4 min mile

My clients’ biggest barrier to entry is the accounting burden. We need tools that integrate with Quickbooks and the likes.

Once accounting is automated, I have clients that would start almost immediately.

Yes but the small tx fees add up when you are doing many, many refunds. That is why I am waiting for Zenon Network to make Bitcoin feeless, things can be better than Lightning I agree with nostr:nprofile1qqsgydql3q4ka27d9wnlrmus4tvkrnc8ftc4h8h5fgyln54gl0a7dgspp4mhxue69uhkummn9ekx7mqpxdmhxue69uhkuamr9ec8y6tdv9kzumn9wshkz7tkdfkx26tvd4urqctvxa4ryur3wsergut9vsch5dmp8pese6nj96.

You shouldn't have to be refunding that often...

Imagine how much companies like Amazon or Steam refund. Refunds are on the rise, Bitcoin has to keep up with the future.

And they can batch a tx for refunds... One fee, many UTXOs... That's on main chain. Lightning refunds could be free and even automated.

What’s wrong with lightning?

Requires custodians, has fees, no smart contract functionality, etc...

You have no clue what you're talking about. Lightning works on smart contacts and does not require a custodian.