Honestly, do you think that using something else will allow you to do less work on your own and receive a greater experience; while simultaneously making it safe for use? No.
In order to receive the benefits of something, you have to put in the work.
if you trusted a custodial app, you didn’t put in the work.
If you had a channel force close on you, you didn’t put in the work.
If your personal node drops off line, you didn’t put in the work to keep it online.
If you had a payment fail, using ZEUS, you should’ve had a back up plan, in other words, you didn’t put in the work.
Layer two’s rug, that’s common knowledge. But when you take self sovereignty, in order to keep the HARDEST money on earth online at all times, you would hope it’s not the EASIEST thing to do.
But just because it’s not easy doesn’t mean it’s dead